Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
To assess and evaluate lending applications using sound credit risk and affordability assessments, financial principles and credit policies which will support the bank's asset book growth and manage credit losses by ensuring that lending credit principles are applied, and that lending is within the Bank's risk appetite parameters. Support business partners in understanding and meeting client lending needs and operating in one or more of the segments, as required by business.
Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce
Type of Qualification: First Degree
Field of Study: Finance and Accounting
Experience Required
Credit Risk – BCB
Risk & Corporate Affairs
5-7 years
Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e. across business banking or Agri). Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral
Additional Information
Behavioral Competencies:
- Articulating Information
- Developing Strategies
- Directing People
- Embracing Change
- Examining Information
Technical Competencies:
- Compliance
- Risk Management
- Stakeholder Management
- Strategic Alignment & Execution
- Strategic Planning and Reporting
Please note: All our recruitment processes comply with the applicable local laws and regulations.
We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za