Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters, in order for Business and Commercial Banking, to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development and effective management.
Qualifications
Minimum Qualifications
Type of Qualification: BCom or Finance degree
Field of Study: Business Commerce , Finance and Accounting. An agricultural degree would be an advantage.
Experience Required
Credit Risk-BCC
Risk & Corporate Affairs
5-7 years
Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e., across Business Banking or Agri). Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.
Additional Information
Behavioural Competencies:
- Articulating Information
- Developing Strategies
- Directing People
- Embracing Change
- Examining Information
- Exploring Possibilities
- Interacting with People
- Making Decisions
Technical Competencies:
- Coaching and Mentoring
- Compliance
- Product and Services Knowledge
- Product Development
- Risk Management
- Stakeholder Management
- Strategic Alignment & Execution
Please note: All our recruitment processes comply with the applicable local laws and regulations.
We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za