Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
To assess and evaluate lending applications for clients based on sound credit risk and affordability assessments, financial principles and credit policies which will manage growth of the asset book of the bank with a view of minimising losses and mitigating credit risks. This may include a variety of lending products dependant on the client and segment within which the manager operates. To support business partners in understanding and meeting client lending needs.
Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce , Accounting , Financial Management
Experience Required
Credit Risk – BCB
Risk & Corporate Affairs
5-7 years
Experience in intuitive credit assessment and decisioning in relevant segment and products. Knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment.
Additional Information
Behavioural Competencies
- Making Decisions
- Interpreting Data
- Articulating Information
- Developing Expertise
- Team Working
Technical Competencies
- Computer Literacy
- Risk Principles
- Legal Principles - Collateral
- Credit Granting
- Credit Process
Please note: All our recruitment processes comply with the applicable local laws and regulations.
We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za