Business Segment: Personal & Private Banking
Location: ZA, GP, Johannesburg, 30 Baker Street
Job Type: Full-time
Job Ref ID: 80441106A-0001
Date Posted: 6/6/2025
Job Description
To perform and deliver various Credit Risk activities across the different aspects of the life-cycle of Credit Risk Management, including originations, account management, collections and payments for a dedicated Portfolio. This is essential in order to contribute to manage risk, achieve targets and align to best practices. Conduct in-depth analysis to ensure that the Portfolio's products and services adhere to all relevant legislation and regulations.
Qualifications
Degree (NQF Level 7 and above)
Degree Business Commerce, Mathematical Sciences, Quantitative Studies
Experience
The role requires an individual with a solid foundation and understanding of bank processes, products, data, and systems, with 3-4 years of experience. Specific experience within Credit/Property or Risk Management will be advantageous. Proficiency in SAS or SQL, and other coding languages is also necessary. Advanced computer literacy with a high level of proficiency in the Microsoft Office Suite is essential.
Domain Knowledge:
- A passion for property and property analytics.
- Strong skills in data analysis, statistical modelling, and machine learning.
- An innovative mindset with the ability to identify gaps and develop proactive strategies.
- A keen interest in addressing the impacts of climate change on the property industry.
- A self-starter who thrives on autonomy and can build from the ground up.
Behavioural Competencies:
Adopting Practical Approaches
Checking Things
Embracing Change
Establishing Rapport
Following Procedures
Interpreting Data
Meeting Timescales
Producing Output
Providing Insights
Taking Action
Thinking Positively
Upholding Standards
Technical Competencies:
Active Listening
Project Management (Project Mgmt)
Quant Skills
Risk Awareness
Risk Identification
Risk Management
Risk Reporting
Risk Response Strategy
Verbal Communication
Workflow Management
Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or [email protected]
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