Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
To assess and evaluate lending applications for clients based on sound credit risk and affordability assessments, financial principles and credit policies which will manage growth of the asset book of the bank with a view of minimising losses and mitigating credit risks. This may include a variety of lending products dependant on the client and segment within which the manager operates. To support business partners in understanding and meeting client lending needs.
Qualifications
Qualification:
- Business Commerce
Experience Required
- 5-7 years Experience in intuitive credit assessment and decisioning in relevant segment and products.
- Knowledge and understanding of financial statements.
- Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment.
Additional Information
Behavioural Competencies:
- Adopting Practical Approaches
- Articulating Information
- Documenting Facts
- Examining Information
- Interpreting Data
- Team Working
- Upholding Standards
Technical Competencies:
- Coaching and Mentoring
- Compliance
- Product and Services Knowledge
- Risk Management
