Business Segment: Business & Commercial Banking
Location: ZA, GP, Johannesburg, 3 Simmonds Street
Job Type: Full-time
Job Ref ID: 80235406A-0001
Date Posted: 6/5/2025
Job Description
To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters, in order for Standard Bank to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development and effective management.
Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce , Finance and Accounting , Economics
Experience Required
Credit Risk – BCB
5-7 years
Thorough conceptual and practical knowledge of credit procedures, policies and standards, as well as a thorough understanding of products and facilities that give rise to counterparty credit risk. Understanding of Basel and broader regulatory and compliance requirements. Credit evaluations experience, preferably across Business and Commercial Banking. Deep understanding of credit principles and financial statements. Understands collateral, credit risk and collections processes.
Additional Information
Behavioural Competencies
Interpreting Data
Interacting with People
Making Decisions
Empowering Individuals
Team Working
Pursuing Goals
Technical Competencies
Loan Processing
Account Opening & Maintenance
Credit Delivery
Application & Submission Verification (Business Banking)
Customer Acceptance & Review (Business Banking)
Please note: All our recruitment processes comply with the applicable local laws and regulations.
We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or [email protected]
Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or [email protected]
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