Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters, in order for Standard Bank to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development and effective management.
Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce , Finance and Accounting , Economics
Experience Required
Credit Risk – BCB
5-7 years
Thorough conceptual and practical knowledge of credit procedures, policies and standards, as well as a thorough understanding of products and facilities that give rise to counterparty credit risk. Understanding of Basel and broader regulatory and compliance requirements. Credit evaluations experience, preferably across Business and Commercial Banking. Deep understanding of credit principles and financial statements. Understands collateral, credit risk and collections processes.
Additional Information
Behavioural Competencies
- Interpreting Data
- Interacting with People
- Making Decisions
- Empowering Individuals
- Team Working
- Pursuing Goals
Technical Competencies
- Loan Processing
- Account Opening & Maintenance
- Credit Delivery
- Application & Submission Verification (Business Banking)
- Customer Acceptance & Review (Business Banking)
Please note: All our recruitment processes comply with the applicable local laws and regulations.
We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or [email protected]
