Job Overview
Business Segment: Business & Commercial Banking
Location: ZA, EC, Gqeberha, 1 Pickering Street
Job Type: Full-time
Job Ref ID: 80193360A-0001
Date Posted: 7/25/2025

Job Description

To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters, in order for Business and Commercial Banking, to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development and effective management.

Qualifications

Minimum Qualifications

Type of Qualification: BCom or Finance degree
Field of Study: Business Commerce , Finance and Accounting. An agricultural degree would be an advantage.

Experience Required
Credit Risk-BCC
Risk & Corporate Affairs
5-7 years
Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e., across Business Banking or Agri). Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.

Additional Information

Behavioural Competencies:
Articulating Information
Developing Strategies
Directing People
Embracing Change
Examining Information
Exploring Possibilities
Interacting with People
Making Decisions

Technical Competencies:
Coaching and Mentoring
Compliance
Product and Services Knowledge
Product Development
Risk Management
Stakeholder Management
Strategic Alignment & Execution

Please note: All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za

Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za