Job Overview
Business Segment: Business & Commercial Banking
Location: ZA, GP, Johannesburg, 30 Baker Street
Job Type: Full-time
Job Ref ID: 80445008A-0001
Date Posted: 8/28/2025

Job Description

Advise on Trade Finance product risks to Credit Evaluation Managers, Heads of Credit, Trade Business Head as well as Business and Commercial Banking Head. Ensure controls over risks pre/post credit approval. Verify key documents, monitor Inventory/Commodity lending, inspect warehouses, and ensure collateral is stored properly (e.g. temperature, humidity etc.), Oversee distributor compliance with approved parameters and ensure that CMAs maintain tight control over physical stock and inspections.

Qualifications

Type of Qualification: First Degree
Field of Study: Business Commerce , Finance and Accounting

Experience Required
Credit Risk – BCB
Risk & Corporate Affairs
5-7 years
General Credit Risk Experience is a requirement e.g., Credit assessment/evaluation and decisioning making in relevant segment and products. Thorough knowledge and understanding of financial statements and credit financial ratios, Knowledge and understanding of repayment structures, basic understanding of Agric, basic Trade Finance risks, Commodity & Inventory processes within the banking environment. Understanding of legalities associated with lending , collateral and Portfolio Management .

Additional Information

Behavioural Competencies:
Articulating Information
Developing Expertise
Exploring Possibilities
Interpreting Data
Making Decisions
Taking Action
Team Working
Upholding Standards

Technical Competencies:
Collaboration
Continuous Improvement
Insurance Principles
Process Management
Risk Identification
Risk Reporting
Strategic Planning and Reporting

Please note: All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za

Please note: All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za