Company Description
Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job Description
Advise on Trade Finance product risks to Credit Evaluation Managers, Heads of Credit, Trade Business Head as well as Business and Commercial Banking Head. Ensure controls over risks pre/post credit approval. Verify key documents, monitor Inventory/Commodity lending, inspect warehouses, and ensure collateral is stored properly (e.g. temperature, humidity etc.), Oversee distributor compliance with approved parameters and ensure that CMAs maintain tight control over physical stock and inspections.
Qualifications
Type of Qualification: First Degree
Field of Study: Business Commerce , Finance and Accounting
Experience Required
Credit Risk – BCB
Risk & Corporate Affairs
5-7 years
General Credit Risk Experience is a requirement e.g., Credit assessment/evaluation and decisioning making in relevant segment and products. Thorough knowledge and understanding of financial statements and credit financial ratios, Knowledge and understanding of repayment structures, basic understanding of Agric, basic Trade Finance risks, Commodity & Inventory processes within the banking environment. Understanding of legalities associated with lending , collateral and Portfolio Management .
Additional Information
Behavioural Competencies:
- Articulating Information
- Developing Expertise
- Exploring Possibilities
- Interpreting Data
- Making Decisions
- Taking Action
- Team Working
- Upholding Standards
Technical Competencies:
- Collaboration
- Continuous Improvement
- Insurance Principles
- Process Management
- Risk Identification
- Risk Reporting
- Strategic Planning and Reporting
Please note: All our recruitment processes comply with the applicable local laws and regulations.
We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za